A comparison of consumer cost structures between the EHP and an
insurance program with 4 visits to the provider of choice and a 4 day
hospital stay during the 365 day term of the coverage.
This comparison shows the annual cost of the EHP program with the
purchase of a dual service pack for inpatient and outpatient care, and a
comparable insurance plan with $0 deductible and $15 co-pay for visits, 20%
co-insurance for inpatient care.
Cost category EHP Insurance program
Total of monthly payments 3600 3600
Cost of OP care 300 60
Cost of IP care 2000 640
Total cost of care 2300 4300
Remaining purchasing power 1300 0