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A comparison of cost structures between the EHP and an
insurance program
This comparison shows the percentage of costs for one dollar placed into each
program if the program is never used. The insurance example does not consider co
pay, deductibles or co insurance.
Cost category EHP Insurance program
Administration 15% 20%
Provider claim filing 0% 30%
Remaining to pay for care 85% 50%
Remaining at year’s end 85% 0%
The EHP delivers 35% more buying power to the enrolled client over a typical
PPO insurance product.
insurance program
This comparison shows the percentage of costs for one dollar placed into each
program if the program is never used. The insurance example does not consider co
pay, deductibles or co insurance.
Cost category EHP Insurance program
Administration 15% 20%
Provider claim filing 0% 30%
Remaining to pay for care 85% 50%
Remaining at year’s end 85% 0%
The EHP delivers 35% more buying power to the enrolled client over a typical
PPO insurance product.
