| Welcome to the Equity Health Plan. Please click on your destination |
| Click here for the EquityHealth Share Calculator This calculator will help you get an idea of the costs of this program for your company, it is intended for employers |
| Disclaimer Equity Health Plan™, Equity Health, LLC and the Health Security Organization are not affiliated with any insurance companies and do not offer insurance products. An Equity Health Plan may or may not be sold by a licensed insurance agent and it may be used to purchase insurance products. The Equity Health Plan may also be purchased as a complimentary product to an insurance plan. If an insurance product is coupled with an Equity Health Plan it does not establish an agreement or imply an established relationship between Equity Health, LLC and the insurance company. The Equity Health Plan cannot guarantee that desired health care services will be available to a member on acceptable terms to the member. Equity Health Plan also cannot guarantee pricing, scheduling, or any standard of quality related to the services provided by third party entities, such as providers, to the members. |
| What is Open Market Health Care? Open Market Health Care is a method of purchasing health care services directly from the provider. The EquityHealth program is a Direct to Consumer Health Care Services Broker. We search for, and arrange health care services for program participants. There are no formal networks, the participant chooses to go to whatever provider they believe will best suit their needs. As the broker, we negotiate pricing and payment terms for the participant. EquityHealth supports providers that are "cash friendly" and offer services at a market rate as opposed to an insurance formula rate. This allows EquityHealth Program Participants the ability to seek health care services on the basis of value. EquityHealth defines Value as the number of services included for the price, the convenience of the providers location, and the timeliness of the care delivered. EquityHealth works with an internal currency called Health Care Shares. Participants purchase Health Care Shares and then redeem them for health care services. Health Care Shares can be used to buy Health Insurance products, pay providers directly, or transferred to a family member to assist them with care. Health Care Shares never expire, and unused shares accumulate year after year, building a health security net for the participant. It is better than an Health Savings Account because it is free of any tax penalties. Better than a Flexible Spending Account because there is no "use it or lose it" rules, and better than cash as it connects all of the participants activity to a medical record and professional health care buyers to ensure the participant gets the most value for every share redeemed in this system. We do not have formal arrangements with all of the companies represented on this site, we simply want program participants to consider these providers amongst all choices as they meet the definition of Value under the EquityHealth program. |