| Community Based Health Benefit (CBHB) |
| This is not an insurance program or discount card program |
| Disclaimer Equity Health Plan™, Equity Health, LLC the Community Based Health Benefit and the Health Security Organization are not affiliated with any insurance companies and do not offer insurance products. An Equity Health Plan may or may not be sold by a licensed insurance agent and it may be used to purchase insurance products. The Equity Health Plan may also be purchased as a complimentary product to an insurance plan. If an insurance product is coupled with an Equity Health Plan it does not establish an agreement or imply an established relationship between Equity Health, LLC and the insurance company. The Equity Health Plan cannot guarantee that desired healthcare services will be available to a member on acceptable terms to the member. Equity Health Plan also cannot guarantee pricing, scheduling, or any standard of quality related to the services provided by third party entities, such as providers, to the members. |
Open Market Health Care is a method of purchasing health care services directly from the provider. The
EquityHealth program is a Direct to Consumer Health Care Service Broker. Through our exclusive Community
Based Health Benefit (CBHB), EquityHealth makes available to employers and individuals a way to buy health
care services, in their local community, without the typical restrictions or cost of PPO, POS, or HMO health
insurance. The CBHB is a comprehensive health benefit which allows the participant to combine as many services
as they desire in whatever combination will best meet their needs. Each participant has access to the
EquityHealth Health Care Agents that can assist and guide them through their local system, identifying the
services available.
EquityHealth works with providers and members to assure access to the services the members need for a price
they can afford. Providers set their own price, as opposed to accepting assignment from an insurer. That means
the CBHB members get access for the health care they need at Market Rates. This allows EquityHealth Program
Participants the ability to seek health care services on the basis of value.
Value = the number of services included for the price, the convenience of the providers location, and the
timeliness of the care delivered.
EquityHealth facilitates payment for services using our "Health Care Share" payment system. Participants
purchase Health Care Shares and then redeem them for health care services. Health Care Shares are
transferable amongst family members, can be used to make any health care related payment, and unused
Shares accumulate over time to build a Health Security Account for the participating member. The Health Care
Share payment system is better than a Health Savings Account or Flexible Spending Account because it does not
have to be applied to a High Deductible Health Plan, has no potential tax penalties, and does not ever expire.
When health Care Shares are redeemed for health care services, the transaction is applied to your Care History
within the system, ensuring your medical data that was gathered during your treatment is recorded and portable
so it will be available when you need it.
EquityHealth program is a Direct to Consumer Health Care Service Broker. Through our exclusive Community
Based Health Benefit (CBHB), EquityHealth makes available to employers and individuals a way to buy health
care services, in their local community, without the typical restrictions or cost of PPO, POS, or HMO health
insurance. The CBHB is a comprehensive health benefit which allows the participant to combine as many services
as they desire in whatever combination will best meet their needs. Each participant has access to the
EquityHealth Health Care Agents that can assist and guide them through their local system, identifying the
services available.
EquityHealth works with providers and members to assure access to the services the members need for a price
they can afford. Providers set their own price, as opposed to accepting assignment from an insurer. That means
the CBHB members get access for the health care they need at Market Rates. This allows EquityHealth Program
Participants the ability to seek health care services on the basis of value.
Value = the number of services included for the price, the convenience of the providers location, and the
timeliness of the care delivered.
EquityHealth facilitates payment for services using our "Health Care Share" payment system. Participants
purchase Health Care Shares and then redeem them for health care services. Health Care Shares are
transferable amongst family members, can be used to make any health care related payment, and unused
Shares accumulate over time to build a Health Security Account for the participating member. The Health Care
Share payment system is better than a Health Savings Account or Flexible Spending Account because it does not
have to be applied to a High Deductible Health Plan, has no potential tax penalties, and does not ever expire.
When health Care Shares are redeemed for health care services, the transaction is applied to your Care History
within the system, ensuring your medical data that was gathered during your treatment is recorded and portable
so it will be available when you need it.
| What is Open Market Health Care? |